Bank Holiday October 2026 : People planning to complete important banking transactions in the last week of October should check the holiday schedule in advance. Bank branches in some cities are expected to remain closed for three consecutive days, from October 24 to October 26. The closures are due to the fourth Saturday, Sunday and a local holiday falling on Monday. Cities reportedly affected include Agartala, Bengaluru, Chandigarh, Jammu, Shimla and Srinagar. Customers living in these areas should check their bank’s holiday calendar before visiting a branch. However, banks will not remain closed for all three days in every city, as holidays vary by state and local observances.

Bank Branches to Close on Fourth Saturday
October 24 is the fourth Saturday of the month. Under Reserve Bank of India (RBI) rules, bank branches across the country remain closed on the second and fourth Saturdays of every month. As a result, routine branch operations at public and private sector banks will not take place on this day. Services at regional rural banks may also be affected according to the applicable holiday rules. Customers planning to deposit cheques, submit documents or complete other branch-related work should keep the date in mind to avoid unnecessary delays.

Sunday Holiday to Follow on October 25
October 25 falls on a Sunday, the second consecutive day when bank branches will generally remain closed across India. Customers will therefore be unable to complete branch-related transactions on this day either. Those who need to deposit cash, submit documents or seek assistance from bank employees should plan ahead. However, the closure of bank branches does not mean that all banking services will stop. Many digital banking facilities remain available during holidays.

Which States Have a Holiday on October 26?
Monday, October 26, will be a local holiday in certain states and cities. According to the available information, banks in Jammu and Kashmir will remain closed on the occasion of Accession Day. Some other locations may also observe holidays associated with Lakshmi Puja or Maharishi Valmiki Jayanti. Agartala, Bengaluru, Chandigarh, Jammu, Shimla and Srinagar have been listed among the places where banks may remain closed for all three days. However, the October 26 holiday will not apply uniformly across the country. Customers should consult their bank’s official holiday calendar to confirm the arrangements in their city.

Online Banking and ATM Services to Continue
Even when bank branches are closed, customers can continue to access several essential services. Internet banking and mobile banking can be used to transfer money, check account balances and carry out various other transactions. ATM cash withdrawals are also generally expected to remain available, although cash availability at individual ATMs may vary depending on local conditions. Some cheque-related transactions and services requiring assistance from branch employees may have to wait until banks reopen. Customers should therefore complete time-sensitive transactions in advance wherever possible.

Check the Bank Holiday Calendar Before Visiting
Anyone with important banking work should verify the holiday schedule for their city and bank before making a visit. The reported three-day closure applies only to certain locations and should not be assumed to cover the entire country. Digital banking services can help customers complete many transactions from home during the holidays. However, tasks that require a physical branch visit should ideally be completed beforehand. With October 24 falling on the fourth Saturday, October 25 on a Sunday and October 26 being a local holiday in some places, customers should plan their banking activities accordingly.